Digital transformation for Insurance.
A policy administration system that took years to configure, underwriting that runs on email and rate sheets, and claims that bounce between adjusters and a mainframe. We modernize the workflows on top of your PAS — compliance intact, on a fixed scope, in about twelve weeks.
Modernizing the workflows on top of the PAS
Carriers have poured years and seven figures into policy administration systems, and the work still moves at the speed of a submission inbox. Underwriters re-key data from broker emails into rating screens. Claims travel between an adjuster's desktop, a document store, and a mainframe that holds the policy of record. Every product or state expansion means another round of configuration that only the vendor's consultants understand. The PAS is a system of record that never quite became a system of work.
We modernize the underwriting and claims workflows that sit on top of your policy administration system — without the multi-year platform migration. We integrate the PAS with rating, document, and third-party data sources, automate submission intake and claims processing, and keep every rating and underwriting decision traceable to your filed rates. Fixed scope, fixed price, roughly twelve weeks, with regulatory compliance built in from day one.
What modernization looks like in a carrier.
Three workstreams that speed underwriting and claims — without disturbing the policy of record or your filings.
- Policy admin & rating adapters
- Mainframe & document bridges
- Third-party data enrichment
- Submission intake & triage
- Quote & bind support
- FNOL & claims routing
- Line-of-business pilots
- Underwriter & adjuster training
- Examination-ready handoff
Where modernization pays back in Insurance
The return shows up fastest in the high-volume, rules-bound work between submission and settlement:
- Submission & underwriting intake — broker submissions parsed and pre-filled into rating, so underwriters spend time on risk selection instead of data entry.
- Claims processing — FNOL capture, routing, and documentation automated end to end, cutting cycle time and reducing leakage on straightforward claims.
- Rating & product changes — new states and products configured against filed rates with the logic kept traceable, so expansion stops waiting on a consultant queue.
- Compliance & audit — every underwriting and claims decision logged and tied to its filing, so a DOI exam is a query, not a quarter of preparation.
Common questions.
Can you modernize underwriting and claims without replacing our policy admin system?
Yes. We modernize around your policy administration system — Guidewire, Duck Creek, or a mainframe of record — rather than replacing it. Typed integrations connect the PAS to underwriting, claims, and rating, and we automate the workflows on top, so submissions, quotes, and claims move faster while the system of record stays in place.
How do you handle rate filings and regulatory compliance?
Modernized rating and underwriting logic stays traceable to your filed rates and rules, with every decision logged for state DOI examination. Changes ship behind approval gates, market-conduct and producer-licensing requirements are built into the workflow, and nothing automates a decision a regulator could not reconstruct.
Explore related capabilities.
Ready to speed underwriting and claims without a PAS migration?
Thirty minute briefing. We map your policy admin system, the underwriting and claims work around it, and where modernization cuts the most cycle time while staying filing-traceable. You leave with a fixed-scope path and ROI memo. Response inside 24 hours.
Experienced within
Markets served.
As an enterprise AI agency, eeko systems delivers production AI systems remote-first across the United States and internationally — including these markets: